Rate Of Interest, Processing Fees And Other Charges

Type of Charges Applicable Charges
Interest Rate Range (p.a.)*
Business Loans/ Working Capital Finance: 8.00% – 25.00%
Benchmark Lending Rate (p.a)
Processing Fees/ Documentation charges
All processing fees/ documentation charges recovered shall be expressly stated in the Loan Agreement/Facility Documents. These would be based upon the customer segment, exposure limit , class of asset financed, expenses incurred in loan processing in a particular geographical location etc. rendering services to the customers.
Cheque / NACH mandate dishonour charges (per instance)
INR 1,000+Taxes
Penal Charges
Upto 2.00% per month + Taxes
Prepayment/Foreclosure Charges
For Business Loans and Working Capital limits: upto 2.00% + Taxes on the amount prepaid/Loan Amount


  1. The rate may fall outside the range indicated above in certain circumstances guided by risk assessment of the client.
  2. *With effect from 01-August-2023

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